Overindebtedness in European Consumer Law

Principles from 15 European States

Business & Finance
Cover of the book Overindebtedness in European Consumer Law by Udo Reifner, Johanna Niemi-Kiesiläinen, Nik Huls, Helga Springeneer, Books on Demand
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Author: Udo Reifner, Johanna Niemi-Kiesiläinen, Nik Huls, Helga Springeneer ISBN: 9783844870336
Publisher: Books on Demand Publication: March 30, 2012
Imprint: Language: English
Author: Udo Reifner, Johanna Niemi-Kiesiläinen, Nik Huls, Helga Springeneer
ISBN: 9783844870336
Publisher: Books on Demand
Publication: March 30, 2012
Imprint:
Language: English
This book is drawn from a report prepared for the European Commission (DG Health and Consumer Protection) under the title “Consumer Overindebtedness and Consumer Law in the European Union” (Contract Reference No. B5-1000/02/000353) in September 2003. It highlights the wealth of legal instruments which have been developed historically at national level to cope with consumer overindebtedness, following the spread of consumer credit and debt and the development of what is now called the credit society. While the discussion of addressing overindebtedness was confined to the narrow question of personal bankruptcy law, the authors go further and show that in the tradition of legal help for overcommitted debtors, intervention begins at a much earlier stage, when prevention was still possible.
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This book is drawn from a report prepared for the European Commission (DG Health and Consumer Protection) under the title “Consumer Overindebtedness and Consumer Law in the European Union” (Contract Reference No. B5-1000/02/000353) in September 2003. It highlights the wealth of legal instruments which have been developed historically at national level to cope with consumer overindebtedness, following the spread of consumer credit and debt and the development of what is now called the credit society. While the discussion of addressing overindebtedness was confined to the narrow question of personal bankruptcy law, the authors go further and show that in the tradition of legal help for overcommitted debtors, intervention begins at a much earlier stage, when prevention was still possible.

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